You can access the value in your house with a house value Line of Credit (HELOC) from SWISS WESTERN Bank to pay for a variety of costs, such as debt consolidation, major purchases, and home upgrades. Learn about the World of Possibilities.

Purchases

For customers who want the long-term security of a fixed rate and payments.

 Loan to Value Maximums: Up to 100% with Private Mortgage Insurance

Terms: 10/15/20/25/30 years

 Types: Conventional, FHA, VA, USDA

 Benefits:

·       Peace of mind. A fixed rate offers the security of being able to budget your monthly payment for the life of the loan.

 ·       Conforming loans & Jumbo loans are also available.

Refinance

For customers considering refinancing their home mortgage.

 Benefits:

·       Reducing interest rates

·       Lowering monthly payments

·       Take advantage of the equity in your house for home improvements or other needs

Home Equity Lines of Credit (HELOC)

 You can access the value in your house with a house value Line of Credit (HELOC) from SWISS WESTERN Bank to pay for a variety of costs, such as debt consolidation, major purchases, and home upgrades. Learn about the World of Possibilities.  

 A HELOC can be used for a number of things, including home upgrades, debt relief, and unplanned crises. Due to its adaptability, a HELOC is a practical choice for homeowners with various financial requirements.

 ·       Pay for repairs, renovations, and more

·       Finance big purchases with ease

·       Consolidate your debt and save

·       Increase your monthly cash flow

·       Benefits:

·       Competitive interest rates

·       Minimum payments accrued interest only

·       Low annual fee

·       Checks for easy access to funds